Saturday, January 26, 2019

Best credit cards - 2019


Found a web site for best credit cards

https://creditcardgenius.ca/best-credit-cards

My picks are :
 - Best overall visa card: CIBC Aventura Visa Infinite Card
 - Best overall master card: Rogers World Elite Mastercard 
 - Best grocery master card: PC World Elite Mastercard
 - Best card for paying bill: Tangerine Money-back Mastercard

Below are the key benefits for each card

CIBC Aventura Visa Infinite Card
  • Earn 1 point for every $1 spent.
  • Earn 1.5 points for every $1 spent on gas, groceries, and drugstore purchases.
  • Earn 2 points for every $1 spent on trips purchased through the CIBC Rewards Centre.
  • Get 20,000 Welcome Bonus points (worth up to $458).
  • Flexible rewards you can use for travel, merchandise, gift cards, one-of-a-kind activities, or even help pay down your balance and purchase investments.
  • Smart long haul and short haul flight redemption options that use fewer points when you want to book that less costly flight with points.
  • Access to over 1,200 airport lounges with a Priority Pass Membership and four free annual passes.
  • Every fourth year, get the application fee rebated when you apply for a NEXUS card.
  • 12 different types of purchase and travel insurance included.
  • Discounts at Avis and Budget car rental locations.
  • Access to Visa Infinite Exclusive Offers.
  • Your first-year annual fee is waived.
  • 24/7 Concierge Service.
Rogers World Elite Mastercard
  • One of the few World Elite cards in Canada that has no annual fee.
  • Earn 1.75% cash back on every $1 spent.
  • Earn 2% cash back on every $1 charged to your card for Rogers products and services.
  • Earn 4% cash back on all purchases made in foreign currency.
  • Receive a welcome bonus of $25 if you make your first purchase within your first 3 months.
  • Includes 6 different types of travel and purchase insurance, which is very rare of a no fee card.
  • Use your cash back towards your Rogers bills, purchases at Rogers and Rogers partners, or even as a statement credit once a year.
  • No annual fee.
Tangerine Money-back Mastercard
  • Earn 2% Money-Back on purchases in up to 3 categories of your choice.
  • Earn 0.5% Money-Back on all other purchases.
  • Receive your rewards monthly, as you earn them, with no limit or cap on how much you can earn.
  • Change your 2% Money-Back categories as your spending habits change.
  • For a limited time: New cardholders can get a promotional introductory balance transfer interest rate of 1.95% for 6 months. Offer is valid for 30 days after being approved for a Tangerine Money-Back Credit Card. 1% fee will apply.
  • Shop with ease knowing your purchases are covered by Tangerine’s Purchase Assurance and Extended Warranty.

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